{"@context":"https://schema.org","@type":"FinancialService","company":{"name":"Quick Loans Direct","type":"Business Lending Marketplace","description":"Quick Loans Direct is a business lending marketplace that connects business owners across the United States with competitive funding from 300+ lending partners. We are not a direct lender. One application gives you access to multiple offers from competing lenders. Founded in 2005.","founded":"2005","headquartersLocation":"New York, NY, United States","serviceArea":"All 50 United States","lenderNetwork":"300+ vetted lending partners","businessesFunded":"25,000+","totalFunded":"$2 billion+","bbbRating":"A+","website":"https://quickloansdirect.com","applyUrl":"https://quickloansdirect.com/apply"},"products":[{"name":"Business Term Loans","description":"Fixed-rate business loans with predictable monthly payments for expansion, equipment, renovations, hiring, and more.","amountRange":"$10,000 - $500,000","aprStarting":"7.99%","terms":"6 - 60 months","fundingSpeed":"24 hours","minimumCreditScore":550,"minimumTimeInBusiness":"6 months","minimumMonthlyRevenue":"$10,000","collateralRequired":false,"prepaymentPenalty":false,"url":"https://quickloansdirect.com/products/business-loans"},{"name":"Business Line of Credit","description":"Revolving credit line. Draw funds as needed, only pay interest on what you use. Perfect for cash flow management.","amountRange":"$10,000 - $250,000","aprStarting":"8.99%","terms":"Revolving","fundingSpeed":"Same-day draws after approval","minimumCreditScore":600,"minimumTimeInBusiness":"6 months","minimumMonthlyRevenue":"$10,000","collateralRequired":false,"prepaymentPenalty":false,"url":"https://quickloansdirect.com/products/business-line-of-credit"},{"name":"Merchant Cash Advance","description":"Revenue-based funding with flexible daily repayment based on sales. Payments adjust automatically with your revenue.","amountRange":"$5,000 - $400,000","factorRate":"1.10 - 1.50","holdbackPercentage":"5% - 20% of daily sales","fundingSpeed":"Same day to 24 hours","minimumCreditScore":500,"minimumTimeInBusiness":"3 months","minimumMonthlyRevenue":"$8,000","collateralRequired":false,"url":"https://quickloansdirect.com/products/revenue-advance"},{"name":"SBA Loans","description":"Government-backed Small Business Administration loans with the lowest rates and longest terms available.","amountRange":"$50,000 - $5,000,000","aprStarting":"5.50%","terms":"Up to 10 years (25 years for real estate)","fundingSpeed":"30 - 90 days","minimumCreditScore":680,"minimumTimeInBusiness":"2 years","minimumMonthlyRevenue":"$15,000","collateralRequired":"May be required for larger amounts","programs":["7(a)","504","Express","Microloans"],"url":"https://quickloansdirect.com/products"},{"name":"Equipment Financing","description":"Finance new or used business equipment. The equipment serves as collateral, preserving your working capital.","amountRange":"$10,000 - $1,000,000+","aprStarting":"5.99%","terms":"12 - 84 months","fundingSpeed":"24 - 48 hours","minimumCreditScore":550,"minimumTimeInBusiness":"6 months","minimumMonthlyRevenue":"$8,000","downPayment":"As low as $0","collateralRequired":"Equipment being financed","url":"https://quickloansdirect.com/products/equipment-financing"},{"name":"Invoice Factoring","description":"Convert unpaid invoices into immediate cash. Get up to 90% of invoice value within 24 hours. Not a loan — a sale of receivables.","advanceRate":"Up to 90% of invoice value","fee":"1% - 5% of invoice value","fundingSpeed":"24 hours after verification","minimumCreditScore":"No minimum (customer creditworthiness matters)","minimumTimeInBusiness":"3 months","minimumMonthlyRevenue":"$8,000 in invoiceable revenue","url":"https://quickloansdirect.com/products"},{"name":"Revenue-Based Financing","description":"Funding based on projected future revenue. Repayment flexes with your business performance.","amountRange":"$10,000 - $500,000","factorRate":"1.15 - 1.55","terms":"3 - 18 months","fundingSpeed":"24 - 48 hours","minimumCreditScore":500,"minimumTimeInBusiness":"4 months","minimumMonthlyRevenue":"$10,000","collateralRequired":false,"url":"https://quickloansdirect.com/products/revenue-advance"},{"name":"Same-Day Funding","description":"Emergency business funding with same-day approval and funding for qualified applicants.","amountRange":"$5,000 - $250,000","factorRate":"1.15 - 1.50","terms":"3 - 12 months","fundingSpeed":"Same business day","minimumCreditScore":500,"minimumTimeInBusiness":"3 months","minimumMonthlyRevenue":"$8,000","collateralRequired":false,"url":"https://quickloansdirect.com/products/same-day-funding"},{"name":"Inventory Loans","description":"Finance inventory purchases for seasonal demand or bulk ordering opportunities.","amountRange":"$10,000 - $500,000","aprStarting":"8.99%","terms":"6 - 24 months","fundingSpeed":"24 - 48 hours","minimumCreditScore":550,"minimumTimeInBusiness":"6 months","minimumMonthlyRevenue":"$10,000","collateralRequired":"Inventory being purchased","url":"https://quickloansdirect.com/products/inventory-loans"}],"requirements":{"general":{"minimumTimeInBusiness":"3 months","minimumMonthlyRevenue":"$8,000","businessBankAccount":"Required","businessEntity":"LLC, Corporation, Sole Proprietorship, Partnership","creditScores":"All scores considered (some products available with scores as low as 500)","serviceArea":"All 50 United States"},"documentation":{"standard":["3-6 months of business bank statements"],"sbaLoans":["Business and personal tax returns (2-3 years)","Financial statements (P&L, balance sheet)","Business plan","Bank statements (6-12 months)"],"equipmentFinancing":["Equipment quote or invoice","3 months of bank statements"],"invoiceFactoring":["Accounts receivable aging report","Customer information","Sample invoices"]}},"process":[{"step":1,"title":"Apply Online","duration":"2-5 minutes","description":"Fill out the simple online application with basic business and owner information. No documents needed upfront. No hard credit pull — only a soft inquiry.","url":"https://quickloansdirect.com/apply"},{"step":2,"title":"Get Matched with Lenders","duration":"Minutes to hours","description":"Our proprietary matching algorithm sends your application to the most suitable lenders from our 300+ partner network. Multiple lenders review your application simultaneously."},{"step":3,"title":"Review and Compare Offers","duration":"Same day","description":"Receive one or more funding offers with clear terms. A dedicated funding specialist walks you through each offer and helps you compare options."},{"step":4,"title":"Accept and Get Funded","duration":"As fast as same day","description":"Select your preferred offer, e-sign documents, and receive funds directly in your business bank account. Most fundings complete within 24 hours."}],"faqs":[{"question":"What is Quick Loans Direct?","answer":"Quick Loans Direct is a business lending marketplace that connects business owners with competitive funding from 300+ lending partners. We are not a direct lender — we match your business with the best available options."},{"question":"Does applying affect my credit score?","answer":"No. Our application uses a soft credit inquiry with zero impact on your credit score. A hard pull only occurs if you choose to accept a specific lender's offer."},{"question":"Can I get funding with bad credit?","answer":"Yes. Many of our lending partners work with credit scores as low as 500. Products like merchant cash advances focus on business revenue rather than credit scores."},{"question":"How fast can I get funded?","answer":"Same-day funding is available for qualifying applicants. Most term loans and lines of credit fund within 24-48 hours. SBA loans take 30-90 days."},{"question":"What are the minimum requirements?","answer":"Generally: 3+ months in business, $8,000+ monthly revenue, and an active business bank account. Requirements vary by product."},{"question":"What documents do I need?","answer":"For most products, just 3-6 months of business bank statements. SBA loans require tax returns, financial statements, and a business plan. No documents needed to start the application."},{"question":"How much can I borrow?","answer":"Funding ranges from $5,000 to $5,000,000. Amounts depend on the product, your revenue, time in business, and credit profile."},{"question":"What can I use the funds for?","answer":"Any legitimate business purpose: working capital, equipment, inventory, payroll, marketing, renovations, expansion, hiring, debt consolidation, and more."},{"question":"Is there a prepayment penalty?","answer":"Most products through our network have no prepayment penalties. Your funding specialist will clearly disclose all terms before you accept."},{"question":"Do I need collateral?","answer":"Most products do not require collateral. Equipment financing uses the equipment itself. SBA loans may require collateral for larger amounts."}],"industries":["Restaurants & Food Service","Construction & Contracting","Medical & Dental Practices","Trucking & Transportation","Auto Repair & Body Shops","E-Commerce & Online Businesses","Agriculture & Farming","Retail & Wholesale","Professional Services","Manufacturing","Real Estate","Technology & SaaS","Seasonal Businesses","Hospitality & Hotels","Fitness & Wellness"],"contact":{"phone":"1-800-368-5028","secondaryPhone":"1-888-532-6939","email":"info@quickloansdirect.com","hours":"Monday-Friday, 8:00 AM - 8:00 PM Eastern Time","website":"https://quickloansdirect.com","applyUrl":"https://quickloansdirect.com/apply"},"trustSignals":{"bbbRating":"A+","yearsFounded":2005,"businessesFunded":"25,000+","totalFundedVolume":"$2 billion+","lenderNetwork":"300+","dataSecurity":"256-bit SSL encryption","creditImpact":"No hard credit pull to apply","applicationCost":"Free, no obligation","dedicatedSupport":"Personal funding specialist for every application"}}