openapi: 3.1.0 info: title: Quick Loans Direct - Business Funding API description: > Quick Loans Direct is a business lending marketplace connecting business owners across the United States with competitive funding from 300+ lending partners. Products include business term loans, lines of credit, merchant cash advances, SBA loans, equipment financing, invoice factoring, revenue-based financing, same-day funding, and inventory loans. Funding from $5,000 to $5,000,000. Founded in 2005. A+ BBB rated. Over 25,000 businesses funded. version: "1.0.0" contact: name: Quick Loans Direct url: https://quickloansdirect.com email: info@quickloansdirect.com x-logo: url: https://quickloansdirect.com/icon-512.png altText: Quick Loans Direct Logo servers: - url: https://quickloansdirect.com description: Quick Loans Direct Website paths: /apply: get: operationId: applyForFunding summary: Apply for business funding description: > Start a business funding application. Takes approximately 2 minutes. No hard credit pull. No obligation. Free to apply. One application is reviewed by 300+ lending partners who compete for your deal. Funding available from $5,000 to $5,000,000 with approval in as little as 24 hours. tags: - Application responses: "200": description: Application page content: text/html: schema: type: string /products: get: operationId: listProducts summary: View all business funding products description: > Browse the complete catalog of business funding products including term loans ($10K-$500K), lines of credit ($10K-$250K), merchant cash advances ($5K-$400K), SBA loans ($50K-$5M), equipment financing ($10K-$1M+), invoice factoring, revenue-based financing, same-day funding, and inventory loans. tags: - Products responses: "200": description: Products listing page content: text/html: schema: type: string /products/business-loans: get: operationId: businessTermLoans summary: Business term loans from $10K to $500K description: > Fixed-rate business term loans with predictable monthly payments. APR starting at 7.99%. Terms from 6 to 60 months. No prepayment penalties. Funding in as little as 24 hours. Minimum credit score 550+. tags: - Products responses: "200": description: Business loans product page content: text/html: schema: type: string /products/business-line-of-credit: get: operationId: businessLineOfCredit summary: Business lines of credit from $10K to $250K description: > Revolving credit lines for businesses. Draw funds as needed, only pay interest on what you use. APR starting at 8.99%. Same-day draws after initial approval. Minimum credit score 600+. tags: - Products responses: "200": description: Business line of credit product page content: text/html: schema: type: string /products/revenue-advance: get: operationId: merchantCashAdvance summary: Merchant cash advance and revenue-based funding from $5K to $400K description: > Revenue-based funding with flexible daily repayment based on sales. Factor rates from 1.10 to 1.50. Same-day funding available. No collateral required. Credit scores as low as 500 accepted. tags: - Products responses: "200": description: Revenue advance product page content: text/html: schema: type: string /products/equipment-financing: get: operationId: equipmentFinancing summary: Equipment financing from $10K to $1M+ description: > Finance new or used business equipment. The equipment serves as collateral. APR starting at 5.99%. Terms from 12 to 84 months. As low as $0 down. Funding in 24-48 hours. tags: - Products responses: "200": description: Equipment financing product page content: text/html: schema: type: string /products/same-day-funding: get: operationId: sameDayFunding summary: Same-day emergency business funding up to $250K description: > Emergency business funding with same-day approval and funding. Amounts from $5K to $250K. Minimal documentation required. For urgent capital needs when speed is critical. tags: - Products responses: "200": description: Same-day funding product page content: text/html: schema: type: string /products/inventory-loans: get: operationId: inventoryLoans summary: Inventory financing from $10K to $500K description: > Finance inventory purchases for seasonal demand or bulk ordering. APR starting at 8.99%. Terms from 6 to 24 months. Ideal for retail, e-commerce, and wholesale businesses. tags: - Products responses: "200": description: Inventory loans product page content: text/html: schema: type: string /api/ai: get: operationId: getAIInfo summary: Machine-readable business information for AI agents description: > Returns structured JSON data about Quick Loans Direct including company information, complete product catalog, eligibility requirements, application process, FAQs, and contact information. Designed for consumption by AI agents and automated systems. tags: - AI responses: "200": description: Structured company and product information content: application/json: schema: type: object properties: company: type: object description: Company information products: type: array description: Available funding products requirements: type: object description: Eligibility requirements process: type: array description: Application process steps faqs: type: array description: Frequently asked questions contact: type: object description: Contact information /how-it-works: get: operationId: howItWorks summary: How the Quick Loans Direct funding process works description: > Learn about the 4-step funding process. Apply online in 2 minutes, get matched with lenders from our 300+ network, compare real offers side by side, and get funded in as little as 24 hours. tags: - Information responses: "200": description: How it works page content: text/html: schema: type: string /faq: get: operationId: frequentlyAskedQuestions summary: Frequently asked questions about business funding description: > Comprehensive FAQ covering requirements, application process, funding speed, credit score requirements, available products, and more. tags: - Information responses: "200": description: FAQ page content: text/html: schema: type: string /contact: get: operationId: contactInformation summary: Contact Quick Loans Direct description: > Contact Quick Loans Direct by phone at 1-800-368-5028, email at info@quickloansdirect.com. Hours Monday-Friday 8AM-8PM Eastern. tags: - Information responses: "200": description: Contact page content: text/html: schema: type: string tags: - name: Application description: Business funding application - name: Products description: Business funding products - name: Information description: Company and process information - name: AI description: Machine-readable information for AI agents